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Guide to Mortgages and Financing in Portugal (2026)

Mortgages Portugal

Buying property in Portugal is straightforward compared with many other European markets, even for non-residents, but the rules, documentation and expectations vary significantly from country to country and from lender to lender. Below is our practical, real-world guide tailored to buyers considering property across the Algarve and beyond with a mortgage. 1. Can You Get […]

The Year So Far in Lagos – Property Market Update (March 2026)

Lagos property market

Lagos has started 2026 the way 2025 ended: firm pricing, low-quality stock being ignored and good homes still moving when they’re priced correctly and documented properly. Below is our market read for January–February, with the latest available pricing data and the buyer behaviour we’re seeing.  1) Pricing – Lagos is still pushing higher, but not […]

Can You Live in Lagos Without a Car?

live in Lagos without car

Yes, but only in specific micro-locations, and only if your day-to-day lifestyle matches the geography of the town. Lagos is one of the few Algarve markets where a car is optional rather than essential, but that depends entirely on where you buy or rent. The Walkable Core – Where a Car Becomes Unnecessary You can […]

Living in Lagos as a Digital Nomad – Best Areas & Property Types

Lagos digital nomad property

Lagos works for remote professionals because it combines: but location and property choice determine whether it’s productive or frustrating. Why Lagos Attracts Remote Workers Key factors: This is why the nomad population continues to grow year-round. The Best Areas for Digital Nomads 1. Lagos Marina Best for: It offers the most “plug-and-play” living. 2. Historic […]

Portugal’s IMI Changes 2026 – What Owners of Vacant Properties Need to Know

Vacant Properties

Introduction Portugal’s property tax landscape is evolving again in 2026, especially regarding vacant or unused properties. With ongoing housing policy reforms and growing emphasis on activating unused housing stock, owners of properties that have been empty for extended periods may face significant tax changes. Firstly, What is IMI? The Imposto Municipal sobre Imóveis (IMI) is […]

Live Where the Sun Sets Over the Algarve – Homes That Match the Views

Lagos Algarve property

Few experiences rival living where the sun sets over the Algarve coast. Golden beaches, cliffs and turquoise waters create daily spectacles that captivate residents and visitors. For buyers looking for both lifestyle and investment potential, understanding the property market, local scenery and long-term value is essential.  Partnering with Algarve estate agents is often the first […]

Buying New Build Property in Portugal – Tax Facts Buyers Need to Know

buying new build property Portugal

Buying a new build property in Portugal can be appealing for many reasons, including modern construction standards, predictable maintenance and off-plan purchasing options. However, it’s important for buyers to clearly understand how property taxes actually work, as new builds do not automatically benefit from lower taxes compared to resale properties. This guide explains the tax […]

Checklist for First-Time Commercial Property Buyers in the Algarve

commercial property Algarve

Investing in commercial property in the Algarve can be highly rewarding, but first-time buyers need a clear roadmap to navigate the purchase process. From legal checks to site selection and financing, a structured approach ensures you make informed decisions and avoid common pitfalls. This guide provides a practical checklist for first-time commercial property buyers, with […]