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Building Your Own Home on a Plot in the Western Algarve in 2026

Building a house on a plot in the Western Algarve in 2026

Some buyers arrive in the western Algarve with a plot in mind rather than a finished house. Building your own home can suit people who want a specific layout, an energy standard that older stock rarely reaches, or a position that the resale market is not offering that month. It also carries more risk than […]

A Buyer’s Guide to Sagres and Vila do Bispo Property in 2026

Sagres and Vila do Bispo property in the Western Algarve in 2026

Sagres and the wider municipality of Vila do Bispo sit at the far south western tip of the Algarve, where the coast turns from holiday beaches into the wilder cliffs of the Atlantic. It is the quietest corner of the area we cover, and it tends to draw a particular sort of buyer rather than […]

What the IMT Property Transfer Tax Costs Algarve Buyers in 2026

Anyone buying a home in the Algarve meets IMT fairly early in the process, usually once the purchase price is agreed and the paperwork moves towards completion. It is the municipal transfer tax that a buyer pays on the acquisition, and it is the single largest of the one off purchase costs on most Algarve […]

A Buyer’s Guide to Lagos Property in 2026

Lagos property for sale in the Algarve with coastal views

Lagos is the busiest of the western Algarve towns, and for many overseas buyers it is the first place they look. It combines a working marina, a walled old town and a long run of beaches, which gives it a wider spread of property than most of its neighbours. This guide sets out how the […]

Choosing a Villa with a Private Pool in the Western Algarve in 2026

Villa with a private pool in the Western Algarve

A private pool is one of the features overseas buyers most often put near the top of their list when they view a villa in the western Algarve. It is also the feature whose costs and obligations are easiest to underestimate at the viewing stage. This guide walks through what to weigh up in 2026, […]

What the Energy Certificate Tells Algarve Buyers in 2026

Energy certificate for an Algarve property in Portugal

Every home advertised for sale in Portugal has to carry an energy certificate, and for buyers looking at the Algarve it is one of the more useful documents to understand early. The Certificado Energético gives a property an efficiency rating and a short list of suggested improvements, and it sits inside a regulated national system […]

A Buyer’s Guide to Praia da Luz Property in 2026

Praia da Luz property for sale overlooking the bay in the Algarve

Praia da Luz sits on the coast a short drive west of Lagos, and it remains one of the more settled corners of the western Algarve for overseas buyers. It is a resort village built around a south-facing bay, and it has drawn a steady flow of British and Northern European owners for several decades. […]

What Non Resident Buyers Should Know About Financing an Algarve Property in 2026

Non resident buyer reviewing mortgage documents for financing an Algarve property in Portugal.

Many overseas buyers assume they will pay for an Algarve home in cash, then find that a Portuguese mortgage is both available to them and worth weighing up. Non-residents can borrow from Portuguese banks, though the terms differ from a resident’s. This guide sets out what a non-resident mortgage looks like in 2026, from how […]

Do You Need a Portuguese Bank Account to Buy Property in the Algarve in 2026

Buyer opening a Portuguese bank account before purchasing property in the Algarve

When overseas buyers plan a purchase in the western Algarve, the question of banking tends to come up late. By then the focus is on the property and the completion date, and the practical matter of where money will actually sit gets pushed down the list. It is worth asking early, though, because the answer […]